July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
August 25, 2021
AgencyCan an Employees Vehicle be a Commercial Vehicle?
If your employee travels or carries cargo in their personal car for work, they may qualify for commercial auto insurance. This is because commercial auto insurance doesn’t only cover vehicles owned by a company, but also non-owned vehicles used by the business for work purposes. It is important that employers and employees identify the distinction […]
July 8, 2021
AgencyDoes Liability Insurance Cover Bathroom Falls?
The bathroom in your store is likely one of the most-dangerous places for clients. One of its most-present risks is the chance of slip-and-fall accidents. If one occurs, then your business might bear responsibility for a client’s losses. These losses, in turn, might become very costly. Yet, you might be able to avoid losses if […]
June 16, 2021
AgencyGeneral Liability Coverage and Other Protection
Your liabilities in your business are the risks you pose to others. So, if someone sustains harm by using your services, you likely need something to help them out. Their damage might lead to various costs, including medical bills or lost income. That could lead to suits against your business. A critical piece of insurance […]
May 27, 2021
AgencyHow Does General Liability Insurance Work
Is it time to file a claim on your business insurance policy? Are you wondering how general liability insurance works as you prepare to purchase a new policy? In any case, you should know what’s covered and how to get financial help when you need it. Your agent is your best tool for understanding your […]
April 9, 2021
AgencyThe Reason Your Lender Might Require Home Insurance
When you buy your home, you might finance it with a mortgage. At this time, you will be expected to repay that loan to the bank. As a result, the lender has as much of an investment in your property as you do, and they want to keep it secure. That’s why they will usually […]
March 31, 2021
Agency5 Most Common Workers Compensation Claims
Workers compensation is one of the most important insurance policies a business can carry, as it serves to protect your employees in case they are injured while working. Understanding the common injuries you can expect will help you safeguard your workplace in order to keep your employees uninjured and happy. 1. Sprains, Strains and Pulls […]
February 26, 2021
AgencyHow to File a Commercial Auto Insurance Claim
Commercial auto insurance is crucial for businesses that have or use vehicles for work purposes. If you have trucks or company vehicles, you will need commercial auto insurance to cover potential accidents. The coverage available under your commercial auto insurance policy is similar to that which you find on your personal auto insurance policy. The […]
January 29, 2021
AgencyIs Florida a Fault State for Car Insurance?
When it comes to car accidents and car insurance, states are generally split into two categories: fault or no fault. This concerns how compensation is calculated after an accident based on who is responsible for causing the accident. Florida is a no-fault state. This means that no matter who is technically at fault for an […]
December 31, 2020
AgencyIs General Liability Insurance Expensive?
General liability insurance is a policy tailored to cover accidents concerning non-professional negligence that nearly any business may face day to day. This is a common policy for businesses across industries, but it is important to note that the cost of this insurance may vary depending on your business’ needs and other factors. On average, […]